Terms & Conditions

Introduction

The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of Terms & Conditions. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific terms you wish to establish between your business and your customers and visitors. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Terms & Conditions.

Acceptance of Terms

By clicking “I Accept” or by otherwise accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional terms and conditions referenced herein or made available by us on our website or platform.

Eligibility

You represent and warrant that you are at least the age of majority in your jurisdiction (generally 18 years old) and are legally capable of entering into binding contracts. If you are using the Services on behalf of an entity, you represent that you have authority to bind that entity to these Terms.

Definitions

“Analysis” means any financial, stock market, or other investment-related assessments, predictions, projections, or opinions, whether automated or provided by Company staff or third parties.
“Content” means all information, text, graphics, images, data, and other materials provided through the Services.
“User Content” means any information, data, or other materials that a User submits or uploads to the Services.

Services Description

Nature of Services

Our Services may include:

Stock market data, including real-time or delayed quotes, charts, and historical prices.
Analytical tools, signal generation, and algorithmic predictions for investment decision-making.
Commentary, reports, or articles authored by financial analysts or third-party contributors.
Educational resources related to stock markets and investment strategies

To learn more about this, check out our article “Creating a Terms and Conditions Policy”.

No Guarantee of Accuracy

While we strive to provide accurate and up-to-date data and Analysis, market information can be unpredictable, subject to change without notice, and susceptible to human or system errors. The information provided may not be comprehensive or current and should not be solely relied upon for financial decisions.

Updates and Modifications

We reserve the right to modify, update, or discontinue any aspect of the Services at any time without prior notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Services.

No Financial Advice

Informational Purposes Only

All Analysis, Content, or tools provided by the Company are for informational purposes only. We are not a registered broker-dealer, investment advisor, or financial advisor. Nothing in the Services constitutes or should be interpreted as financial, investment, legal, or tax advice.

Consult Professionals

We strongly encourage you to seek professional advice from licensed financial advisors, tax professionals, or attorneys before making any investment decisions. Any reliance you place on the information or Analysis provided through the Services is strictly at your own risk.

User Obligations and Conduct

Compliance with Laws

You agree to comply with all applicable local, state, national, and international laws, regulations, and rules in connection with your use of the Services, including securities laws and regulations governing financial communications and marketing.

Accuracy of Information

You represent that any information you provide, including personal or financial details, is true, accurate, and complete. You must promptly update your account information in the event of any changes.

Prohibited Activities

You agree not to:

Use the Services for any unlawful or fraudulent purposes.
Interfere with or disrupt the Services or servers or networks connected to the Services.
Access or attempt to access any Content, services, or systems by any means other than as authorized by these Terms.
Engage in activities that may harm or threaten the integrity, performance, or availability of the Services.

Intellectual Property

Ownership of Content

All intellectual property rights in the Services and any Content (excluding User Content) belong to the Company or its licensors. Use of the Services grants you no ownership in any Content, code, data, or other materials you may access on or through the Services.

Limited License

Subject to your compliance with these Terms, the Company grants you a non-exclusive, non-transferable, revocable license to access and use the Services and Content for your personal, non-commercial use.

User Content License

By submitting User Content, you grant the Company a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, distribute, modify, adapt, publicly display, and otherwise exploit the User Content in connection with the operation of the Services. You represent and warrant that you have all necessary rights in and to any User Content that you submit.

Disclaimers

Market Risk Disclaimer

Investing in stocks, securities, or other financial instruments involves risk. The value of investments and the income derived from them can fall as well as rise, and investors may not get back the amount originally invested. Past performance is not indicative of future results.

Accuracy and Reliability

We endeavor to ensure the accuracy and reliability of the Content and Analysis; however, we cannot and do not guarantee the completeness, accuracy, or reliability of any information provided. The Services may include approximations or predicted figures that are inherently uncertain.

No Warranty

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

Limitation of Liability

Exclusion of Certain Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, OR TRADING LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.

Aggregate Liability

IN NO EVENT SHALL THE COMPANY’S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY FOR THE SERVICES IN THE SIX (6) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED US DOLLARS (USD $100), WHICHEVER IS GREATER.

Jurisdictional Variations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation/exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, actions, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with:

Your use of the Services.
Your breach or alleged breach of these Terms.
Any violation of applicable law, rule, or regulation.
Any infringement by you of any third-party right, including intellectual property or privacy rights.

Third-Party Links and Services

Third-Party Websites

The Services may contain links to third-party websites or services that are not owned or controlled by the Company. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

No Endorsement

The inclusion of any link does not imply our endorsement or recommendation of the linked website or its products/services.

Third-Party Websites

Privacy

Your use of the Services is also governed by our [Privacy Policy], which is incorporated herein by reference. Please review it carefully to understand our practices concerning your personal data.

Termination

Termination by You

You may terminate your account at any time by discontinuing use of the Services and providing written notice to the Company.

Termination by Company

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice and without liability, for any reason, including if we believe you have violated these Terms.

Effect of Termination

Upon termination, your right to access the Services shall immediately cease. Sections of these Terms intended by their nature to survive termination (e.g., Disclaimers, Limitation of Liability, Indemnification) shall survive.

Governing Law and Dispute Resolution

Governing Law

These Terms and any dispute arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in [Designated City, State or Country], before a single arbitrator. The arbitration shall be administered by [Arbitration Forum] under its rules and procedures. Judgment on the award may be entered in any court having jurisdiction.

Class Action Waiver

You agree that any proceedings to resolve or litigate any dispute will be conducted solely on an individual basis, and you will not seek to have any dispute heard as a class action or in any other proceeding in which either party acts or proposes to act in a representative capacity.

Miscellaneous

Entire Agreement

These Terms, along with any other policies or documents incorporated herein, constitute the entire agreement between you and the Company regarding your use of the Services.

Severability

If any provision of these Terms is found by a court or arbitrator to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

No Waiver

No waiver of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition.

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you without the Company’s prior written consent. The Company may assign these Terms without restriction.

Force Majeure

The Company shall not be liable for any failure to perform its obligations hereunder where such failure results from any cause beyond its reasonable control, including mechanical, electronic, or communications failure or degradation.

Contact Information

If you have any questions about these Terms or wish to report any violations, please contact us at:
[Your Company Name]
Email: [Contact Email]
Address: [Mailing Address]
Phone: [Phone Number]